About Big Joe

My whole life has led me to become the entrepreneur that I am today. My experiences have become invaluable to my clients, family, and friends. I began at an early age in the warehouses of Walmart. I worked hard until I was  a manager. I then found my true calling, helping people purchase the cars and homes or their dreams.

While helping finance clients’ dreams I understood credit repair was a necessity for some. But I did not like the experience that my clients were receiving. I knew I could do better. In 2013, I formed my own credit repair company to provide clients with the personalized customer service I was already known for. My hands-on approach with my clients have made me a household name in credit repair. I am honored by the many accolades and awards clients have nominated and given us over the years.

Based on the success of my company Big Joe Credit, I formed RGV Business Builder and First Texas Funding to help businesses achieve and grow business credit and then obtain true business funding.

I invite you to call me and let’s talk about your challenges that you face. Together, let’s come up with a plan of action to help you achieve your goals.

Joe Martinez Signature

              Call (956) 627-0706


What we offer you


We are very experienced with consumer, business and mortgage credit.


Our fees are reasonable and we don’t ask you for long binding contracts. We help you to work with  your files until until it is done.


Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.


What are people saying about us?

-Tami T.

If you really want  to fix your credit score, Big Joe is the perfect man for the job.Their staff is  very helpful and kind.Highly recommend!

-Ismael M.

Talk about 1st class  service. Joe and his team went  above and be e and beyond to make sure I  understood every step of the process

Michael W.

I greatly recommend Big Joe for  for your credit repair. He is  highly professional.

Elena J.

Our credit needed a lot of work! Joe has helped us get ready to purchase our first home. It is always a  pleasure to work with Joe because I am  confident that it will be a job well done. I will recommend Joe’s credit repair services to everyone I know!

Patty R.

Extremely  Grateful  For  Joe & Staff’s Professionalism and  Services. Team Work and  Communication Has  Has Brought Us Along  Way. Our Future Dreams  Are Ready  To Start This New Year. We Defifinitely Chose The Right Buisness  To Get The Job Done. Thanks Big Joe!!!  Your The Best!!! God Bless, The Ramirez’s.

Robert Y.

Thank  you for  your  service because of your help we got our home and cars.  Keep doing the  great job Big Joe.

Yessica C.

Highly recomend  to anyone that needs  there credit to be repair…Very friendly and  very helpful…

Thank you so much Big Joe.

Dante R.

Awesome experience. . Would recommend recommend to anyone needing help.

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