I will help you resolve your bad credit

We make the credit repair process easy for you.

Credit Audit and Consultation

In-person or via phone, we review your credit report to understand how we can best help you. In our consultation we will align your goals with how your credit report needs to reflect so you have the best chance of achieving your goals.

  • Written Plan of Action
  • Goal driven consultation

Hire us

Once you are comfortable with our action plan for working with you on your credit report errors, sign the contract and necessary forms to begin.

  • Sign contract to begin

    The Credit Repair Process

    We begin work on your file usually with an affidavit to clear up errors with your personal information. Once corrected, we move on to challenging erroneous credit data with the credit reporting agencies. We may even challenge directly with the creditors if needed. We work to make sure everything is accurate for up to six months.

    • Monthly updates
    • 24/7 Monitoring via our client portal
    • Frequent coaching on best credit practices

    Refer to an Attorney

    We refer many issues to the J. Gannon Helstowski Law Firm when they can assist our clients. During our process  we may discover FDCPA and FCRA violations that the law firm can leverage to remove negative items from your credit report. If creditors continue to harass you, they can assist in going after them. 

    • FDCPA / FCRA lawsuits
    • TCPA Lawsuits
    • Debt Collection Harassment Lawsuits

    We are here for you

    Even after finishing with your credit repair process, we are here for you. If any issues should arise with your credit report, we can assist with resolving them. Call us or stop by our office to talk about your credit anytime.

    • Optional monthly monitoring to make sure your credit stays great



    What are people saying about us?

    -Tami T.

    If you really want  to fix your credit score, Big Joe is the perfect man for the job.Their staff is  very helpful and kind.Highly recommend!

    -Ismael M.

    Talk about 1st class  service. Joe and his team went  above and be e and beyond to make sure I  understood every step of the process

    Michael W.

    I greatly recommend Big Joe for  for your credit repair. He is  highly professional.

    Elena J.

    Our credit needed a lot of work! Joe has helped us get ready to purchase our first home. It is always a  pleasure to work with Joe because I am  confident that it will be a job well done. I will recommend Joe’s credit repair services to everyone I know!

    Patty R.

    Extremely  Grateful  For  Joe & Staff’s Professionalism and  Services. Team Work and  Communication Has  Has Brought Us Along  Way. Our Future Dreams  Are Ready  To Start This New Year. We Defifinitely Chose The Right Buisness  To Get The Job Done. Thanks Big Joe!!!  Your The Best!!! God Bless, The Ramirez’s.

    Robert Y.

    Thank  you for  your  service because of your help we got our home and cars.  Keep doing the  great job Big Joe.

    Yessica C.

    Highly recomend  to anyone that needs  there credit to be repair…Very friendly and  very helpful…

    Thank you so much Big Joe.

    Dante R.

    Awesome experience. . Would recommend recommend to anyone needing help.

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