Question 1

Why should I consider credit repair?

Accepted Answer

Credit repair can improve your credit score, which may lead to lower interest rates on loans and better approval chances for credit products. It also helps correct inaccuracies on your credit report and can provide greater financial opportunities and peace of mind.

Question 2

How long does the credit repair process take?

Accepted Answer

Our contract is for 6 months.

Question 3

How much does credit repair cost?

Accepted Answer

The cost of services depends on what is on your credit report. Once a representative reviews your credit report and establishes the work that needs to be done, a cost will be provided.

Question 4

Do you offer payment plans?

Accepted Answer

Yes, we offer payment plans tailored to you.

Question 5

What information do I need to provide for the credit repair process?

Accepted Answer

Clients need to provide a government-issued ID such as a Social Security card, a valid driver's license, and 2 to 3 forms of proof of address.

Question 6

Does the consultation have to be in person?

Accepted Answer

No. We offer phone consultations and work with clients across the United States.

Question 7

Does your credit check affect my credit score?

Accepted Answer

We utilize IdentityIQ and MyScoreIQ to check your credit. This is a soft pull and will not affect your credit score.

Question 8

Why are my scores different on Credit Karma than when I apply for credit?

Accepted Answer

FICO is the official scoring system that most financial institutions use. Credit Karma uses a different scoring system designed to give consumers an idea of where their scores are.

Follow us:

The Easiest Way
to get a hold of us

(956) 627-0706

cs@bigjoecredit.com

5202 N 10th St, McAllen, TX 78504

The Easiest Way to get a hold of us

(956) 627-0706

cs@bigjoecredit.com

5202 N 10th St, McAllen, TX 78504

The Easiest Way
to get a hold of us