Frequently Asked Questions
We’ve been in business for over 15 years, educating the public on how credit reporting and scoring works. How credit bureaus make mistakes 79% of the time.
We’re here to help you get your business loans, car loans, loans in general. Many times people just want to increase their score and we teach them how to do exactly that.
According to the FTC, 26% of people thought they had mistakes on their credit reports that would impact their credit scores. In reality, per the FTC’s new study, 13% actually did. This is considerably lower than the 25% rate of credit report mistakes the watchdog group U.S. PIRG found in a 2004 study. That same study found that a whopping 79% of consumers’ credit reports contained “either serious errors or other mistakes of some kind.”
To anyone who has ever felt overwhelmed by credit reports, credit scores, debt management, budgeting, choosing credit cards or applying for loans: It’s OK. You’re not alone.
Credit repair can improve your credit score, which may lead to lower interest rates on loans and better approval chances for credit products. It also helps correct inaccuracies on your credit report and can provide greater financial opportunities and peace of mind.
Our contract is for 6 months.
The cost of services is dependent on what is on your credit report. Once a representative looks over your credit report and establishes what work will need to be done, a cost will be given.
We offer payment plans tailored to you.
We utilize IDentity IQ and MyScore IQ to check your credit. This report is a soft pull and will not affect your credit score.
Your monitoring service is required to stay open for the duration of your process with us to ensure monthly updates and consistent results.
We have various ways to boost scores and rebuild your credit score. Our guidance is tailored to what your unique credit profile needs.
Your credit profile will dictate the impacts of credit repair and the resulting changes in your scores. However, our team is skilled in improving scores, and we also offer guidance on credit score enhancement as part of our services.
Your credit profile will dictate the impacts of credit repair and the resulting changes in your scores. However, our team is skilled in improving scores, and we also offer guidance on credit score enhancement as part of our services.
Fico is the official scoring system that most financial institutions utilize. Credit Karma is on a different scoring system that is designed for consumers to have an idea of where their scores are.
Fico is the official scoring system that most financial institutions utilize. Credit Karma is on a different scoring system that is designed for consumers to have an idea of where their scores are.
