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My whole life has led me to become the entrepreneur I am today. My experiences have become invaluable to my clients, family, and friends. I began working in Walmart’s warehouses at an early age. I worked hard and rose to manager. Then I found my true calling: helping people buy the cars and homes of their dreams.
While helping finance clients’ dreams, I understood that credit repair was necessary for some. However, I wouldn’t say I liked the experience that my clients were receiving. I knew I could do better. In 2008, I formed my own credit repair company to provide clients with the personalized customer service I was already known for. My hands-on approach with my clients has made me a household name in credit repair. I am honored by the many accolades and awards clients have nominated and given us over the years.
Based on the success of my company, Big Joe Credit, I formed RGV Business Builder and First Texas Funding to help businesses achieve and grow business credit and then obtain true business funding.
I invite you to call me, and let’s talk about the challenges that you face. Together, let’s come up with a plan of action to help you achieve your goals.


What we offer you
We apply our broad expertise to develop a customized action plan designed specifically for your credit profile.
Reasonable fees, no long contracts, support until completion.
We are very experienced with consumer, business, and mortgage credit.
*Includes a complimentary consultation, in-depth analysis, explanation of your consumer rights, and a detailed step-by-step plan tailored to your situation.

Big Joe Credit has been helping clients improve their credit scores and achieve financial goals since 2008. We serve McAllen, TX, and clients nationwide.
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Get in Touch
5202 N 10th Street, McAllen, TX 78504
Mon–Fri: 9AM–5PM
Sat: By Appointment Only
© 2008–2026 Big Joe Credit | Supreme Credit Services. All rights reserved.